Construction
General Contractors
GL, excess, and builders risk for general contractors. Ground-up and renovation projects of all sizes.
Contractors — Specialty Trades
Roofing, electrical, plumbing, HVAC, and other specialty trade contractors. Admitted and E&S markets.
Builders Risk
Residential and commercial builders risk. New construction, renovation, and course of construction coverage.
Wrap-Up Programs (OCIP/CCIP)
Owner and contractor controlled insurance programs for large-scale construction projects.
Real Estate & Habitational
Apartments & Multifamily
Property and liability for apartment complexes, condominiums, and multifamily residential.
Community Associations
HOAs, condo associations, and planned unit developments. D&O, property, and fidelity coverage included.
Commercial Real Estate
Office buildings, retail centers, mixed-use, and investment properties. Property, GL, and umbrella programs.
Coastal & CAT-Exposed Property
Hard-to-place coastal property, windstorm, and catastrophe-exposed real estate in E&S markets.
Healthcare
Medical Malpractice
Physicians, surgeons, and allied healthcare professionals. Occurrence and claims-made forms available.
Senior Care & Long-Term Care
Nursing homes, assisted living, memory care, and skilled nursing facilities. GL and professional liability.
Home Health & Hospice
Home health agencies, hospice providers, and in-home care services. GL and professional liability.
Behavioral Health
Mental health, substance abuse treatment facilities, and outpatient behavioral health providers.
Transportation
Trucking — Long Haul & Local
Primary auto liability, physical damage, motor truck cargo for long-haul and local trucking operations.
Auto Dealers
Dealers open lot, garage liability, and garagekeepers for new and used auto dealers of all sizes.
Non-Emergency Medical Transport
NEMT operators, ambulance services, and patient transport companies. Auto and GL coverage.
Commercial Fleet
Larger fleet programs for businesses with 10+ vehicles. Auto liability, physical damage, and umbrella.
Hospitality, Events & Entertainment
Restaurants & Bars
Full-service restaurants, bars, nightclubs, and food service operations. GL, liquor liability, and property.
Hotels & Lodging
Hotels, motels, bed and breakfasts, and short-term rental operators. Property, GL, and crime coverage.
Special Events
One-time and recurring special events. Event cancellation, liquor liability, and participant accident coverage.
Amusement & Recreation
Amusement parks, fitness centers, sports facilities, and recreational businesses. GL and property programs.
Professional & Management Liability
Directors & Officers (D&O)
Private, nonprofit, and public company D&O. Side A DIC, entity coverage, and employment practices.
Errors & Omissions (E&O)
Technology, financial services, real estate, and miscellaneous professional E&O for service-based businesses.
Cyber Liability
First and third-party cyber coverage. Data breach, ransomware, business interruption, and regulatory fines.
Employment Practices Liability (EPLI)
Wrongful termination, harassment, and discrimination claims for businesses of all sizes.
Fiduciary Liability
ERISA-related exposures for plan sponsors, trustees, and fiduciaries of employee benefit plans.
Crime & Fidelity
Employee dishonesty, theft, forgery, computer fraud, and funds transfer fraud for commercial accounts.
Environmental
Contractors Pollution Liability
Environmental liability for contractors performing work with pollution exposure. Per project and annual policies.
Site Pollution Liability
Owned and operated site pollution coverage for real estate owners, developers, and industrial facilities.
Recycling & Waste Management
Solid waste, recycling, and hazardous materials handlers. GL, auto, and environmental liability.
Energy & Renewables
Solar & Renewable Energy
Property and liability for solar farms, wind projects, and renewable energy installations. Inland marine and GL.
Oil & Gas
Upstream, midstream, and downstream energy risks. Well control, property, and liability programs.
Marine & Inland Marine
Ocean Marine
Hull, P&I, and cargo coverage for commercial vessels, yacht clubs, and marine operators.
Inland Marine
Contractors equipment, installation floaters, motor truck cargo, and miscellaneous property in transit.
Specialty Niches
Education — Private Schools & Tutoring
Private K-12 schools, tutoring centers, and education-related nonprofits. GL, D&O, and abuse liability.
Equine, Canine & Livestock
Horse farms, equestrian facilities, kennels, and livestock operations. Mortality, liability, and care/custody.
Manufacturing & Distribution
Product liability, property, and GL for manufacturers and distributors across a broad range of industries.
Life Sciences
Biotechnology, pharmaceuticals, medical devices, and clinical trials. Products liability and professional coverage.
Financial Institutions
Banks, credit unions, investment firms, and fintech. Bankers blanket bond, D&O, and cyber coverage.
Public Entity
Municipalities, counties, and special districts. General liability, public officials, and law enforcement liability.